Debt swap

4 signs you need a new credit card

Here’s how to know when your credit card just isn’t working for you. Although I have a number of credit card in my name, there is one card in particular that i consider my card of choice. It’s the card I use for most purchases, big and small, and the …

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8 best bond funds for retirement

Bond funds offer diversification to equities. With interest rates at historically low levels, bonds are no longer producing the return they … Bond funds offer diversification to equities. With interest rates at historically low levels, obligations do not produce the return they once did for retirees. However, many investment advisers …

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Pass university? Not if you wanna make more money

Skeptical about the four-year college degree? It is always your best bet for making money. The backlash against college as a common stop on the road to adulthood has intensified over the past decade. Critics say four-year degree programs burden most students with five-figure debt without a clear path from …

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